Rates

Loan Rates
Loan rates listed below are starting rates. Individual rates and terms may vary. Call for more rates and details

Today’s Rates Current Rates

Loans
Annual Percentage
Rate (APR)
Collateral

 New Vehicles

As Low as 2.45%

New Vehicle

 Used Vehicles

As Low As 2.45%

Used Vehicle

 Home Equity Real Estate

As Low As 3.75%

1st Real Estate Mortgage

 Home Equity Real Estate

As Low As 3.75%

2nd Real Estate Mortgage

 Real Estate

Call for Current Rates
1st Real Estate Mortgages Maturities more than 10 years

 Signature

As Low As 7.0%

Loan less than 100% Secured Matures 12 months or less

 Visa Classic

9.90%
No annual fee, points can be earned for travel and merchandise

 Visa Super Classic

8.90%
$10.00 annual fee, points can be earned for travel and merchandise

 Visa Share Secured

7.90%
No annual fee, points can be earned for travel and merchandise


Share Savings Accounts Rates and Terms
Today’s Rates As of Today
Type of Account
Dividend Rate
Annual Percentage
Yield (APY)
Requirements

 Regular Shares – (S1)

.10%
.10%

$15.00 balance

 Secondary Shares – (S2)

.10%
.10%

None

 Vacation Club – (S4)

.10%
.10%

None

 Christmas Club – (S5)

.10%
.10%

None

 Bonus - (S6)

.20%
.20%

$500.00 - $24,999.99

 Bonus - (S6)

.30%
.30%

$25,000.00 - $49,999.99

 Bonus - (S6)

.30%
.30%

$50,000.00 - +

 Escrow - (S7)

0.05%
0.05%

None

 IRA Daily - (S8, S18, S60, S70)

1.00%
1.01%

None

 Dividend Bearing Share Drafts

0.05%
0.05%

$750.00 minimum to avoid $7.50 fee



Regular Share Certificates
Today’s Rates Effective April 4, 2013
Term
Dividend Rate
Annual Percentage
Yield (APY)
Minimum Balance

 6 months

0.15%
0.15%

$500 - $9,999

 12 Months

0.30%
0.30%

$500 - $9,999

 24 Months

.50%
.50%

$500 - $9,999

 36 Months

.75%
.75%

$500 - $9,999 (1 time bump offer)

 48 Months

1.00%
1.00%

$500 - $9,999 (1 time bump offer)

 60 Months

1.29%
1.30%

$500 - $9,999 (1 time bump offer)

 6 Months

0.30%
0.30%

$10,000 and Over

 12 Months

0.45%
0.45%

$10,000 and Over

 24 Months

.65%
.65%

$10,000 and Over

 36 Months

.90%
.90%

$10,000 and Over (1 time bump offer)

 48 Months

1.14%
1.15%

$10,000 and Over (1 time bump offer)

 60 Months

1.44%
1.45%

$10,000 and Over (1 time bump offer)

 18 Months Special

.50%
.50%

$5,000 and Over (1 time bump after 6 mo.)



IRA Share Certificates
Today’s Rates Effective April 4, 2013
Term
Dividend Rate
Annual Percentage
Yield (APY)
Minimum Balance

 6 months

0.30%
0.30%

$500 and Over

 12 Months

0.45%
0.45%

$500 and Over

 24 Months

.65%
.65%

$500 and Over

 36 Months

.90%
.90%

$500 and Over (1 time bump after 1 year)

 48 Months

1.14%
1.15%

$500 and Over (1 time bump after 1 year)

 60 Months

1.44%
1.45%

$500 and Over (1 time bump after 1 year)

 18 Months Special

.50%
.50%

$5000 and Over (1 time bump after 6 mo.)